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Fri: 9am-4pm
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210 Charles Street
Port Orange, Fl 32129


As badly under insured as homes are in Florida, commercial buildings are probably worse.

Every type of commercial building have their own special challenges to place a proper replacement value on them. It's important to remember that the wall heights on commercial buildings vary significantly.
Also, any additions that are attached to the building become part of the structure and must be insured as part of the building.

Motel and Hotel Insurance Valuations in Florida

Hotels and Motels, besides the main structures, also have property additions that should be included in the reports. These might include:

  • Pools
  • Spas
  • Fencing
  • and even restaurants within the building
Also, most rooms having their own independent heating and cooling systems would be more expensive than a common system for the entire building and should be noted in a Replacement Cost Valuation.

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Restaurants have their own unique set of items that are often overlooked when considering replacement value.


Restaurant and Bars Insurance Valuations

Cooking hood and fire suppression systems are expensive additions to many restaurants. Many people think these are contents, but since they are attached to the structure are actually additions to the building and must be in the Replacement Cost Value.

Also, if there are bars that are attached to either the floor or walls, they become an addition to the building and must be added to the insurance value for the structure.

Fill Our Form Out to Schedule A Valuation

Every type of commercial building has their own unique features that are often omitted and should be included.

By having the building inspected by an Expert Insurance Valuation Specialist will ensure that all the required componets and additions have been reported for your replacement valuation. We complete insurance valuations for these and many others. Use our form to schedule your valuation today anywhere in Florida.

  • Office Buildings
  • Retail Stores
  • Warehouses
  • Convenience Stores
  • Restaurants and Bars
  • Storage Facilities

"Property insurance is a replacement cost estimate and the Insurance Information Institute (III) suggests you review this estimate annually"
   - Insurance Information Institute
Expert Insurance Valuations of Florida
Expert Insurance Valuations. Office Hours: Mon-Fri 9-4pm
210 Charles Street
Port Orange 32129
Local: 386-677-8886
Toll Free: 866-480-8236
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