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All Condominium Associations in Florida are required to have Replacement Cost Valuations completed every 36 months by Statute:


Florida State Statutes Section 718.111(11)a:
“An association is required to obtain and maintain adequate hazard insurance that is based  upon the replacement cost of insured property, with the full insured value to be determined  by an independent insurance appraisal made at least once every 36 months.”

 

We offer both Wind and Flood Insurance Valuations, as well as Replacement Cost Valuations for Condominium Associations. This statute applies to ALL Residential Condominium Associations.


The finished report provides replacement valuations on not only the structures, but also site additions as well.  These include swimming pools, tennis courts, fencing and so on.

 

Meet the Expert Team.

Dave Kolodzik, PPIA, CRVS

Dave Kolodzik, PPIA, CRVS
Expert Inspectors’ president has been conducting insurance inspections
and replacement valuations throughout Florida since 2002. He has also instructed dozens of other inspectors over the years.

Besides being a Certified Replacement Valuation Specialist he is also a Florida licensed all-line property appraiser with the PPIA (Professional Property Insurance Adjuster) designation. Dave is also certified continuing education instructor for Community Association Manager licensees.

Ramon Giaconne

Ramon Giaconne
Ray is a Florida Certified Building Contractor with over 30 years experience
with a great understanding of construction laws and contracting business practices.

Currently Ray oversees our wind storm mitigations, roof condition inspections and personally conducts all inspections relating to balcony railing code compliance satisfying the Department of Business Professional Regulation required form DBPR HR 7020.

A valuable team member to have on your side.

M. Anastasia Kolodzik

M. Anastasia Kolodzik
Anastasia is Experts’ reserve study specialist. She personally works with each board and property manager to customize the reserve study to the individual need of each association.

The process begins with an on-site inspection of the
association. She then meets with the property manager and board to
collect the necessary information to produce a funding plan over a specified time period.
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